It’s not uncommon for a potential client to get a call from someone claiming to be an IRS agent or a credit card company representative. These unscrupulous individuals will claim that payment is required immediately to keep you from going to jail. This is not how the IRS or legitimate debt collectors operate. If you are behind on your payments to the I.R.S., you will receive correspondence through the mail informing you of your delinquency. If the delinquency persists, the I.R.S. will send you a Notice of Intent to Levy. This is the notice the I.R.S. send prior to seizing assets. Credit card companies will similarly send you notice through the mail first.
So what do you do if you already gave your card number over the phone?
Step 1) Do not panic.
Step 2) Call your credit card or debit card provider to let them know about the fraudulent charges. Provide them with as much information as possible regarding the fraudulent activity. They should then cancel the old card and issue you a new card with information to which the “scammers” no longer have access.